write paper on an annotated bibliography on implementing enterprise risk management erm on higher education or manufacturing

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must be in APA format and include at least four (4) resources. The resources must be current (published within the last five years) and be peer-reviewed.

Please note that an annotation is not the same as an abstract. While abstracts are descriptive, annotations are evaluative and critical. Provide pertinent information on each resource on its relevance to your topic. You should also include your perception of the resource. This exercise is for you to practice how to identify, collate, and digest multiple resources.

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